{"id":10933,"date":"2023-04-13T13:44:47","date_gmt":"2023-04-13T12:44:47","guid":{"rendered":"https:\/\/nicholasidoko.com\/blog\/?p=10933"},"modified":"2024-07-28T13:12:06","modified_gmt":"2024-07-28T12:12:06","slug":"what-is-exchange-traded-fund-eft-investing","status":"publish","type":"post","link":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/","title":{"rendered":"What is Exchange-Traded Fund (EFT) Investing?"},"content":{"rendered":"\n<p>Investing in the <a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/09\/06\/how-does-the-stock-market-work\/\" target=\"_blank\" rel=\"noreferrer noopener\">stock market<\/a> has traditionally been viewed as a daunting task for many individuals. <\/p>\n\n\n\n<p>While the potential for high returns exists, the risks associated with investing can be intimidating, especially for those who are new to the game.<\/p>\n\n\n\n<p>However, with the introduction of Exchange-Traded Funds (ETFs), investing in the<a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/12\/17\/what-is-the-stock-market-about\/\" target=\"_blank\" rel=\"noreferrer noopener\"> stock market<\/a> has become much more accessible and less stressful. <\/p>\n\n\n\n<p>In this blog post, we will provide a comprehensive guide to exchange-traded fund investing, including what ETFs are, their advantages and disadvantages, how to invest in them, and best practices for ETF investing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What are Exchange-Traded Funds (ETFs)?<\/h2>\n\n\n\n<p>An exchange-traded fund is a type of investment fund that is traded on an exchange, similar to stocks. <\/p>\n\n\n\n<p>It is a basket of securities that include <a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/09\/15\/bonds-vs-stocks-which-is-better\/\" target=\"_blank\" rel=\"noreferrer noopener\">stocks, bonds<\/a>, or other assets, and its value is based on the underlying assets it holds.<\/p>\n\n\n\n<p>ETFs track the performance of a particular index like the S&amp;P 500. They provide investors exposure to diverse assets within that index.<\/p>\n\n\n\n<p>They work by allowing investors to buy and sell shares of the fund throughout the trading day, just like <a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/07\/26\/how-do-stock-investments-work\/\" target=\"_blank\" rel=\"noreferrer noopener\">stocks<\/a>.<\/p>\n\n\n\n<p>Supply and demand determine the price of an exchange-traded fund. Its value comes from the combined value of the underlying assets.<\/p>\n\n\n\n<p>Fund managers typically passively manage ETFs. They track the index&#8217;s performance rather than actively managing the fund&#8217;s assets.<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Types of EFTs<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Equity ETFs<\/h3>\n\n\n\n<p>Equity ETFs are the most common type of ETFs and invest in stocks of publicly traded companies. <\/p>\n\n\n\n<p>These ETFs track the performance of an index or a basket of stocks, such as the S&amp;P 500 or the NASDAQ. <\/p>\n\n\n\n<p>Equity ETFs can be categorized based on the size, style, and sector of the companies they invest in.<\/p>\n\n\n\n<p>For example, there are small-cap, mid-cap, and large-cap equity ETFs, as well as growth, value, and blended equity ETFs. <\/p>\n\n\n\n<p>Equity ETFs offer investors a convenient way to gain exposure to a<a href=\"https:\/\/nicholasidoko.com\/blog\/2023\/01\/28\/the-importance-of-diversification-in-investment\/\" target=\"_blank\" rel=\"noreferrer noopener\"> diversified portfolio<\/a> of stocks without the need to purchase individual stocks.<br><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bond ETFs<\/h3>\n\n\n\n<p>Bond ETFs invest in fixed-income securities, such as bonds, treasuries, and municipal bonds. <\/p>\n\n\n\n<p>They can be categorized based on the duration and credit quality of the bonds they invest in.<\/p>\n\n\n\n<p>For example, there are short-term, intermediate-term, and long-term bond ETFs, as well as high-yield and investment-grade bond ETFs. <\/p>\n\n\n\n<p>Bond ETFs offer investors a convenient way to gain exposure to a diversified portfolio of fixed-income securities without the need to purchase <a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/09\/06\/what-is-a-bond-and-how-does-it-work\/\" target=\"_blank\" rel=\"noreferrer noopener\">individual bonds<\/a>.<br><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Commodity ETFs<\/h3>\n\n\n\n<p>Commodity ETFs invest in physical commodities or commodity futures contracts. <\/p>\n\n\n\n<p>They can be categorized based on the type of commodity they invest in, such as <a href=\"https:\/\/nicholasidoko.com\/blog\/2023\/02\/27\/heres-why-investing-in-gold-is-still-a-good-idea\/\">gold<\/a>, silver, oil, or agricultural products.<\/p>\n\n\n\n<p>These ETFs offer investors a convenient way to gain exposure to a diversified portfolio of commodities without the need to purchase physical commodities or futures contracts.<br><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Currency ETFs<\/h3>\n\n\n\n<p>Currency ETFs invest in foreign currencies or currency futures contracts. <\/p>\n\n\n\n<p>This type of ETFs invest in specific currencies like the US dollar, euro, Japanese yen, or British pound.<\/p>\n\n\n\n<p>They offer investors a convenient way to gain exposure to a diversified portfolio of currencies without the need to purchase foreign currency or futures contracts.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/08\/22\/what-is-fiat-currency\/\" target=\"_blank\" rel=\"noreferrer noopener\">What is Fiat Currency?<\/a><br><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Inverse ETFs<\/h3>\n\n\n\n<p>Inverse ETFs, also known as bear ETFs, are designed to profit from a decline in the value of the underlying index or asset. <\/p>\n\n\n\n<p>These ETFs use derivatives, such as options and futures contracts, to achieve their investment objective.<\/p>\n\n\n\n<p>An inverse exchange-traded fund can be categorized based on the type of asset they are designed to track, such as an equity index or a commodity. <\/p>\n\n\n\n<p>Inverse ETFs offer investors a way to hedge against market downturns or profit from market declines.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/nicholasidoko.com\/blog\/2023\/04\/06\/alternative-investments-definition-how-it-works-types-and-more\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alternative Investments: Definition, How it Works, Types, and More<\/a><br><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"612\" height=\"408\" src=\"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-36.png\" alt=\"What is Exchange-Traded Fund (EFT) Investing?\" class=\"wp-image-10937\" style=\"object-fit:cover;width:707px;height:472px\" srcset=\"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-36.png 612w, https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-36-300x200.png 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/><\/figure>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Advantages of Exchange-Traded Fund Investing<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Low expense ratios<\/h3>\n\n\n\n<p>One main advantage of exchange-traded fund investing is their low expense ratios.<\/p>\n\n\n\n<p>ETFs are typically passively managed. <\/p>\n\n\n\n<p>The fund manager does not need to conduct extensive research or analysis to select assets.<\/p>\n\n\n\n<p>As a result, the management fees associated with ETFs are generally lower than those associated with actively managed funds, which can save investors a significant amount of money over the long term.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Diversification<\/h3>\n\n\n\n<p>Another advantage of exchange-traded fund investing is diversification. <\/p>\n\n\n\n<p>Because ETFs track a particular index or group of assets, they provide investors with exposure to a diverse range of stocks, bonds, or other assets within that index or group.<\/p>\n\n\n\n<p>This diversification can help reduce risk, as it spreads an investor&#8217;s money across a range of different assets, rather than putting all of their money into a single<a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/09\/15\/bonds-vs-stocks-which-is-better\/\" target=\"_blank\" rel=\"noreferrer noopener\"> stock or bond.<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tax efficiency<\/h3>\n\n\n\n<p>ETFs are also tax-efficient investments. <\/p>\n\n\n\n<p><text x=\"-9999\" y=\"-9999\"><\/text><path d=\"M37.5324 16.8707C37.9808 15.5241 38.1363 14.0974 37.9886 12.6859C37.8409 11.2744 37.3934 9.91076 36.676 8.68622C35.6126 6.83404 33.9882 5.3676 32.0373 4.4985C30.0864 3.62941 27.9098 3.40259 25.8215 3.85078C24.8796 2.7893 23.7219 1.94125 22.4257 1.36341C21.1295 0.785575 19.7249 0.491269 18.3058 0.500197C16.1708 0.495044 14.0893 1.16803 12.3614 2.42214C10.6335 3.67624 9.34853 5.44666 8.6917 7.47815C7.30085 7.76286 5.98686 8.3414 4.8377 9.17505C3.68854 10.0087 2.73073 11.0782 2.02839 12.312C0.956464 14.1591 0.498905 16.2988 0.721698 18.4228C0.944492 20.5467 1.83612 22.5449 3.268 24.1293C2.81966 25.4759 2.66413 26.9026 2.81182 28.3141C2.95951 29.7256 3.40701 31.0892 4.12437 32.3138C5.18791 34.1659 6.8123 35.6322 8.76321 36.5013C10.7141 37.3704 12.8907 37.5973 14.9789 37.1492C15.9208 38.2107 17.0786 39.0587 18.3747 39.6366C19.6709 40.2144 21.0755 40.5087 22.4946 40.4998C24.6307 40.5054 26.7133 39.8321 28.4418 38.5772C30.1704 37.3223 31.4556 35.5506 32.1119 33.5179C33.5027 33.2332 34.8167 32.6547 35.9659 31.821C37.115 30.9874 38.0728 29.9178 38.7752 28.684C39.8458 26.8371 40.3023 24.6979 40.0789 22.5748C39.8556 20.4517 38.9639 18.4544 37.5324 16.8707ZM22.4978 37.8849C20.7443 37.8874 19.0459 37.2733 17.6994 36.1501C17.7601 36.117 17.8666 36.0586 17.936 36.0161L25.9004 31.4156C26.1003 31.3019 26.2663 31.137 26.3813 30.9378C26.4964 30.7386 26.5563 30.5124 26.5549 30.2825V19.0542L29.9213 20.998C29.9389 21.0068 29.9541 21.0198 29.9656 21.0359C29.977 21.052 29.9842 21.0707 29.9867 21.0902V30.3889C29.9842 32.375 29.1946 34.2791 27.7909 35.6841C26.3872 37.0892 24.4838 37.8806 22.4978 37.8849ZM6.39227 31.0064C5.51397 29.4888 5.19742 27.7107 5.49804 25.9832C5.55718 26.0187 5.66048 26.0818 5.73461 26.1244L13.699 30.7248C13.8975 30.8408 14.1233 30.902 14.3532 30.902C14.583 30.902 14.8088 30.8408 15.0073 30.7248L24.731 25.1103V28.9979C24.7321 29.0177 24.7283 29.0376 24.7199 29.0556C24.7115 29.0736 24.6988 29.0893 24.6829 29.1012L16.6317 33.7497C14.9096 34.7416 12.8643 35.0097 10.9447 34.4954C9.02506 33.9811 7.38785 32.7263 6.39227 31.0064ZM4.29707 13.6194C5.17156 12.0998 6.55279 10.9364 8.19885 10.3327C8.19885 10.4013 8.19491 10.5228 8.19491 10.6071V19.808C8.19351 20.0378 8.25334 20.2638 8.36823 20.4629C8.48312 20.6619 8.64893 20.8267 8.84863 20.9404L18.5723 26.5542L15.206 28.4979C15.1894 28.5089 15.1703 28.5155 15.1505 28.5173C15.1307 28.5191 15.1107 28.516 15.0924 28.5082L7.04046 23.8557C5.32135 22.8601 4.06716 21.2235 3.55289 19.3046C3.03862 17.3858 3.30624 15.3413 4.29707 13.6194ZM31.955 20.0556L22.2312 14.4411L25.5976 12.4981C25.6142 12.4872 25.6333 12.4805 25.6531 12.4787C25.6729 12.4769 25.6928 12.4801 25.7111 12.4879L33.7631 17.1364C34.9967 17.849 36.0017 18.8982 36.6606 20.1613C37.3194 21.4244 37.6047 22.849 37.4832 24.2684C37.3617 25.6878 36.8382 27.0432 35.9743 28.1759C35.1103 29.3086 33.9415 30.1717 32.6047 30.6641C32.6047 30.5947 32.6047 30.4733 32.6047 30.3889V21.188C32.6066 20.9586 32.5474 20.7328 32.4332 20.5338C32.319 20.3348 32.154 20.1698 31.955 20.0556ZM35.3055 15.0128C35.2464 14.9765 35.1431 14.9142 35.069 14.8717L27.1045 10.2712C26.906 10.1554 26.6803 10.0943 26.4504 10.0943C26.2206 10.0943 25.9948 10.1554 25.7963 10.2712L16.0726 15.8858V11.9982C16.0715 11.9783 16.0753 11.9585 16.0837 11.9405C16.0921 11.9225 16.1048 11.9068 16.1207 11.8949L24.1719 7.25025C25.4053 6.53903 26.8158 6.19376 28.2383 6.25482C29.6608 6.31589 31.0364 6.78077 32.2044 7.59508C33.3723 8.40939 34.2842 9.53945 34.8334 10.8531C35.3826 12.1667 35.5464 13.6095 35.3055 15.0128ZM14.2424 21.9419L10.8752 19.9981C10.8576 19.9893 10.8423 19.9763 10.8309 19.9602C10.8195 19.9441 10.8122 19.9254 10.8098 19.9058V10.6071C10.8107 9.18295 11.2173 7.78848 11.9819 6.58696C12.7466 5.38544 13.8377 4.42659 15.1275 3.82264C16.4173 3.21869 17.8524 2.99464 19.2649 3.1767C20.6775 3.35876 22.0089 3.93941 23.1034 4.85067C23.0427 4.88379 22.937 4.94215 22.8668 4.98473L14.9024 9.58517C14.7025 9.69878 14.5366 9.86356 14.4215 10.0626C14.3065 10.2616 14.2466 10.4877 14.2479 10.7175L14.2424 21.9419ZM16.071 17.9991L20.4018 15.4978L24.7325 17.9975V22.9985L20.4018 25.4983L16.071 22.9985V17.9991Z\" fill=\"currentColor\"><\/path>Because ETFs are passively managed and involve less trading, they generate fewer capital gains than actively managed funds.<\/p>\n\n\n\n<p>ETFs are also structured to let investors buy and sell shares without triggering capital gains taxes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trading flexibility<\/h3>\n\n\n\n<p><text x=\"-9999\" y=\"-9999\"><\/text><path d=\"M37.5324 16.8707C37.9808 15.5241 38.1363 14.0974 37.9886 12.6859C37.8409 11.2744 37.3934 9.91076 36.676 8.68622C35.6126 6.83404 33.9882 5.3676 32.0373 4.4985C30.0864 3.62941 27.9098 3.40259 25.8215 3.85078C24.8796 2.7893 23.7219 1.94125 22.4257 1.36341C21.1295 0.785575 19.7249 0.491269 18.3058 0.500197C16.1708 0.495044 14.0893 1.16803 12.3614 2.42214C10.6335 3.67624 9.34853 5.44666 8.6917 7.47815C7.30085 7.76286 5.98686 8.3414 4.8377 9.17505C3.68854 10.0087 2.73073 11.0782 2.02839 12.312C0.956464 14.1591 0.498905 16.2988 0.721698 18.4228C0.944492 20.5467 1.83612 22.5449 3.268 24.1293C2.81966 25.4759 2.66413 26.9026 2.81182 28.3141C2.95951 29.7256 3.40701 31.0892 4.12437 32.3138C5.18791 34.1659 6.8123 35.6322 8.76321 36.5013C10.7141 37.3704 12.8907 37.5973 14.9789 37.1492C15.9208 38.2107 17.0786 39.0587 18.3747 39.6366C19.6709 40.2144 21.0755 40.5087 22.4946 40.4998C24.6307 40.5054 26.7133 39.8321 28.4418 38.5772C30.1704 37.3223 31.4556 35.5506 32.1119 33.5179C33.5027 33.2332 34.8167 32.6547 35.9659 31.821C37.115 30.9874 38.0728 29.9178 38.7752 28.684C39.8458 26.8371 40.3023 24.6979 40.0789 22.5748C39.8556 20.4517 38.9639 18.4544 37.5324 16.8707ZM22.4978 37.8849C20.7443 37.8874 19.0459 37.2733 17.6994 36.1501C17.7601 36.117 17.8666 36.0586 17.936 36.0161L25.9004 31.4156C26.1003 31.3019 26.2663 31.137 26.3813 30.9378C26.4964 30.7386 26.5563 30.5124 26.5549 30.2825V19.0542L29.9213 20.998C29.9389 21.0068 29.9541 21.0198 29.9656 21.0359C29.977 21.052 29.9842 21.0707 29.9867 21.0902V30.3889C29.9842 32.375 29.1946 34.2791 27.7909 35.6841C26.3872 37.0892 24.4838 37.8806 22.4978 37.8849ZM6.39227 31.0064C5.51397 29.4888 5.19742 27.7107 5.49804 25.9832C5.55718 26.0187 5.66048 26.0818 5.73461 26.1244L13.699 30.7248C13.8975 30.8408 14.1233 30.902 14.3532 30.902C14.583 30.902 14.8088 30.8408 15.0073 30.7248L24.731 25.1103V28.9979C24.7321 29.0177 24.7283 29.0376 24.7199 29.0556C24.7115 29.0736 24.6988 29.0893 24.6829 29.1012L16.6317 33.7497C14.9096 34.7416 12.8643 35.0097 10.9447 34.4954C9.02506 33.9811 7.38785 32.7263 6.39227 31.0064ZM4.29707 13.6194C5.17156 12.0998 6.55279 10.9364 8.19885 10.3327C8.19885 10.4013 8.19491 10.5228 8.19491 10.6071V19.808C8.19351 20.0378 8.25334 20.2638 8.36823 20.4629C8.48312 20.6619 8.64893 20.8267 8.84863 20.9404L18.5723 26.5542L15.206 28.4979C15.1894 28.5089 15.1703 28.5155 15.1505 28.5173C15.1307 28.5191 15.1107 28.516 15.0924 28.5082L7.04046 23.8557C5.32135 22.8601 4.06716 21.2235 3.55289 19.3046C3.03862 17.3858 3.30624 15.3413 4.29707 13.6194ZM31.955 20.0556L22.2312 14.4411L25.5976 12.4981C25.6142 12.4872 25.6333 12.4805 25.6531 12.4787C25.6729 12.4769 25.6928 12.4801 25.7111 12.4879L33.7631 17.1364C34.9967 17.849 36.0017 18.8982 36.6606 20.1613C37.3194 21.4244 37.6047 22.849 37.4832 24.2684C37.3617 25.6878 36.8382 27.0432 35.9743 28.1759C35.1103 29.3086 33.9415 30.1717 32.6047 30.6641C32.6047 30.5947 32.6047 30.4733 32.6047 30.3889V21.188C32.6066 20.9586 32.5474 20.7328 32.4332 20.5338C32.319 20.3348 32.154 20.1698 31.955 20.0556ZM35.3055 15.0128C35.2464 14.9765 35.1431 14.9142 35.069 14.8717L27.1045 10.2712C26.906 10.1554 26.6803 10.0943 26.4504 10.0943C26.2206 10.0943 25.9948 10.1554 25.7963 10.2712L16.0726 15.8858V11.9982C16.0715 11.9783 16.0753 11.9585 16.0837 11.9405C16.0921 11.9225 16.1048 11.9068 16.1207 11.8949L24.1719 7.25025C25.4053 6.53903 26.8158 6.19376 28.2383 6.25482C29.6608 6.31589 31.0364 6.78077 32.2044 7.59508C33.3723 8.40939 34.2842 9.53945 34.8334 10.8531C35.3826 12.1667 35.5464 13.6095 35.3055 15.0128ZM14.2424 21.9419L10.8752 19.9981C10.8576 19.9893 10.8423 19.9763 10.8309 19.9602C10.8195 19.9441 10.8122 19.9254 10.8098 19.9058V10.6071C10.8107 9.18295 11.2173 7.78848 11.9819 6.58696C12.7466 5.38544 13.8377 4.42659 15.1275 3.82264C16.4173 3.21869 17.8524 2.99464 19.2649 3.1767C20.6775 3.35876 22.0089 3.93941 23.1034 4.85067C23.0427 4.88379 22.937 4.94215 22.8668 4.98473L14.9024 9.58517C14.7025 9.69878 14.5366 9.86356 14.4215 10.0626C14.3065 10.2616 14.2466 10.4877 14.2479 10.7175L14.2424 21.9419ZM16.071 17.9991L20.4018 15.4978L24.7325 17.9975V22.9985L20.4018 25.4983L16.071 22.9985V17.9991Z\" fill=\"currentColor\"><\/path>ETFs are traded on an exchange, allowing investors to buy and sell shares throughout the trading day.<\/p>\n\n\n\n<p>This gives investors greater trading flexibility than mutual funds, which are priced once daily.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Transparency<\/h3>\n\n\n\n<p>Finally, ETFs are transparent investments. <\/p>\n\n\n\n<p>Since ETFs are traded on an exchange, investors can easily see their price and the underlying assets.<\/p>\n\n\n\n<p>In addition, ETF providers are required to disclose the holdings of the ETF daily, which allows investors to have a clear understanding of what they are investing in.<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Disadvantages of Exchange-Traded Fund Investing<\/h2>\n\n\n\n<p>While ETFs offer several advantages, they also have some disadvantages that investors should be aware of.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trading costs<\/h3>\n\n\n\n<p>One disadvantage of exchange-traded fund investing is that investors may incur trading costs when buying or selling shares of the fund. <\/p>\n\n\n\n<p>These costs can include brokerage commissions, bid-ask spreads, and other fees, which can eat into an investor&#8217;s returns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Lack of flexibility in fund management<\/h3>\n\n\n\n<p>Another disadvantage of ETFs is the lack of flexibility in fund management. <\/p>\n\n\n\n<p>Because ETFs are designed to track a particular index, the fund manager does not have the flexibility to deviate from the index or adjust the holdings of the fund based on market conditions.<\/p>\n\n\n\n<p>This can be a disadvantage in certain market environments, as it may prevent the fund from taking advantage of opportunities or avoiding potential risks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Risk of tracking error<\/h3>\n\n\n\n<p>Finally, ETFs are subject to the risk of tracking errors. <\/p>\n\n\n\n<p>While ETFs are designed to track the performance of a particular index, there may be discrepancies between the performance of the exchange-traded fund and the index it is tracking. <\/p>\n\n\n\n<p>This can be caused by factors such as trading costs, <a href=\"https:\/\/nicholasidoko.com\/blog\/2023\/03\/11\/how-to-invest-in-dividend-paying-stocks-for-passive-income\/\" target=\"_blank\" rel=\"noreferrer noopener\">dividend payments<\/a>, and other factors that can affect the performance of the underlying assets.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/nicholasidoko.com\/blog\/2023\/01\/29\/the-role-of-risk-management-in-investing\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Role of Risk Management in Investing<\/a><br><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"612\" height=\"300\" src=\"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png\" alt=\"What is Exchange-Traded Fund (EFT) Investing?\" class=\"wp-image-10939\" style=\"object-fit:cover;width:707px;height:472px\" srcset=\"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png 612w, https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37-300x147.png 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/><\/figure>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to Invest in ETFs<\/h2>\n\n\n\n<p>Investing in ETFs is a relatively straightforward process. <\/p>\n\n\n\n<p>Here are the steps you should follow to invest in ETFs:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Choosing the Right broker<\/h3>\n\n\n\n<p>The first step in investing in ETFs is to choose the <a href=\"https:\/\/nicholasidoko.com\/blog\/2022\/05\/06\/who-is-a-finance-broker\/\" target=\"_blank\" rel=\"noreferrer noopener\">right broker.<\/a> <\/p>\n\n\n\n<p>Several online brokers offer access to ETFs, including Charles Schwab, Fidelity, and Vanguard. <\/p>\n\n\n\n<p>When choosing a broker, you should consider factors such as fees, trading platforms, and customer service.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Researching and selecting the appropriate ETFs<\/h3>\n\n\n\n<p>Once you have chosen a broker, the next step is to research and select the appropriate ETFs for your investment portfolio. <\/p>\n\n\n\n<p>You should consider factors such as the asset class, the index the exchange-traded fund is tracking, the expense ratio, and the liquidity of the fund.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Placing trades<\/h3>\n\n\n\n<p>After you have selected the appropriate ETFs, you can place trades through your brokerage account. <\/p>\n\n\n\n<p>This process is similar to buying and selling stocks. <\/p>\n\n\n\n<p>You will need to enter the ticker symbol of the ETF, the number of shares you want to buy or sell, and the price you are willing to pay.<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Best Practices for Exchange-Traded Fund Investing<\/h2>\n\n\n\n<p>Here are some best practices for ETF investing:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Setting investment goals<\/h3>\n\n\n\n<p>Before investing in ETFs, it is important to set clear investment goals. <\/p>\n\n\n\n<p>You should consider factors such as your risk tolerance, your investment horizon, and your financial goals. <\/p>\n\n\n\n<p>This will help you determine the appropriate asset allocation for your portfolio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Creating a diversified portfolio<\/h3>\n\n\n\n<p>Diversification is key to successful ETF investing. <\/p>\n\n\n\n<p>You should aim to create a portfolio that includes a mix of different asset classes, such as stocks, bonds, and commodities, and that provides exposure to a range of different sectors and industries.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Monitoring the performance of ETFs<\/h3>\n\n\n\n<p>Finally, it is important to monitor the performance of the ETFs in your portfolio regularly. <\/p>\n\n\n\n<p>This will allow you to make any necessary adjustments to your portfolio and ensure that your investments are aligned with your investment goals.<br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>Exchange-traded fund investing can be a great way to gain exposure to a diverse range of assets and achieve long-term growth in your investment portfolio. <\/p>\n\n\n\n<p>By understanding the advantages and disadvantages of ETFs, choosing the right broker, and following best practices for ETF investing, you can create a portfolio that is well-diversified and aligned with your investment goals. <\/p>\n\n\n\n<p>As always, it is important to consult with a financial advisor before making any investment decisions.<br><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Before You Go\u2026<\/strong><\/h3>\n\n\n\n<p>Hey, thank you for reading this blog post to the end. I hope it was helpful. Let me tell you a little bit about <a href=\"https:\/\/nicholasidoko.com\/\">Nicholas Idoko Technologies<\/a>.<\/p>\n\n\n\n<p>We help businesses and companies build an online presence by developing web, mobile, desktop, and blockchain applications.<\/p>\n\n\n\n<p>We also help aspiring software developers and programmers learn the skills they need to have a successful career.<\/p>\n\n\n\n<p>Take your first step to becoming a programming expert by joining our <a href=\"https:\/\/learncode.nicholasidoko.com\/?source=seo:nicholasidoko.com\">Learn To Code<\/a> academy today!<\/p>\n\n\n\n<p>Be sure to <a href=\"https:\/\/nicholasidoko.com\/#contact\">contact us<\/a> if you need more information or have any questions! We are readily available.<\/p>\n","protected":false},"excerpt":{"rendered":"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.","protected":false},"author":2,"featured_media":10939,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"Exchange-Traded Fund","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_lmt_disableupdate":"","_lmt_disable":"","_yoast_wpseo_focuskw_text_input":"","csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","footnotes":""},"categories":[73],"tags":[3482,3485,3483,3480,3484,3481],"class_list":{"0":"post-10933","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-investments","8":"tag-eft","9":"tag-eft-investing","10":"tag-efts","11":"tag-exchange-traded-fund","12":"tag-exchange-traded-fund-investing","13":"tag-exchange-traded-funds","14":"cs-entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is Exchange-Traded Fund (EFT) Investing?<\/title>\n<meta name=\"description\" content=\"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Exchange-Traded Fund (EFT) Investing?\" \/>\n<meta property=\"og:description\" content=\"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/\" \/>\n<meta property=\"og:site_name\" content=\"Nicholas Idoko\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-13T12:44:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-28T12:12:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png\" \/>\n\t<meta property=\"og:image:width\" content=\"612\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Olamide Fred\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@nitechnologies\" \/>\n<meta name=\"twitter:site\" content=\"@nitechnologies\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Olamide Fred\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/\"},\"author\":{\"name\":\"Olamide Fred\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#\\\/schema\\\/person\\\/64cd313cdb367339e649cdb5a9cd3037\"},\"headline\":\"What is Exchange-Traded Fund (EFT) Investing?\",\"datePublished\":\"2023-04-13T12:44:47+00:00\",\"dateModified\":\"2024-07-28T12:12:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/\"},\"wordCount\":1597,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/image-37.png\",\"keywords\":[\"EFT\",\"EFT Investing\",\"EFTs\",\"Exchange-Traded Fund\",\"Exchange-Traded Fund Investing\",\"Exchange-Traded Funds\"],\"articleSection\":[\"Investments\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/\",\"url\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/\",\"name\":\"What is Exchange-Traded Fund (EFT) Investing?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/image-37.png\",\"datePublished\":\"2023-04-13T12:44:47+00:00\",\"dateModified\":\"2024-07-28T12:12:06+00:00\",\"description\":\"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#primaryimage\",\"url\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/image-37.png\",\"contentUrl\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/image-37.png\",\"width\":612,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/what-is-exchange-traded-fund-eft-investing\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is Exchange-Traded Fund (EFT) Investing?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/\",\"name\":\"Nicholas Idoko\",\"description\":\"Web, App &amp; Custom Software Company\",\"publisher\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#organization\"},\"alternateName\":\"Nicholas Idoko\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#organization\",\"name\":\"Nicholas Idoko\",\"url\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/NIT-logo-1.jpg\",\"contentUrl\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/NIT-logo-1.jpg\",\"width\":600,\"height\":600,\"caption\":\"Nicholas Idoko\"},\"image\":{\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/nitechnologies\",\"https:\\\/\\\/www.instagram.com\\\/nitechnologies\\\/\",\"https:\\\/\\\/youtube.com\\\/channel\\\/UCdJpZYQ5OkreCcmyvkGKboA\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/#\\\/schema\\\/person\\\/64cd313cdb367339e649cdb5a9cd3037\",\"name\":\"Olamide Fred\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/cropped-Olamide-Fred-Ahmadu-96x96.jpeg\",\"url\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/cropped-Olamide-Fred-Ahmadu-96x96.jpeg\",\"contentUrl\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/cropped-Olamide-Fred-Ahmadu-96x96.jpeg\",\"caption\":\"Olamide Fred\"},\"sameAs\":[\"https:\\\/\\\/nicholasidoko.com\"],\"url\":\"https:\\\/\\\/nicholasidoko.com\\\/blog\\\/author\\\/olamide\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is Exchange-Traded Fund (EFT) Investing?","description":"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/","og_locale":"en_US","og_type":"article","og_title":"What is Exchange-Traded Fund (EFT) Investing?","og_description":"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.","og_url":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/","og_site_name":"Nicholas Idoko","article_published_time":"2023-04-13T12:44:47+00:00","article_modified_time":"2024-07-28T12:12:06+00:00","og_image":[{"width":612,"height":300,"url":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png","type":"image\/png"}],"author":"Olamide Fred","twitter_card":"summary_large_image","twitter_creator":"@nitechnologies","twitter_site":"@nitechnologies","twitter_misc":{"Written by":"Olamide Fred","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#article","isPartOf":{"@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/"},"author":{"name":"Olamide Fred","@id":"https:\/\/nicholasidoko.com\/blog\/#\/schema\/person\/64cd313cdb367339e649cdb5a9cd3037"},"headline":"What is Exchange-Traded Fund (EFT) Investing?","datePublished":"2023-04-13T12:44:47+00:00","dateModified":"2024-07-28T12:12:06+00:00","mainEntityOfPage":{"@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/"},"wordCount":1597,"commentCount":0,"publisher":{"@id":"https:\/\/nicholasidoko.com\/blog\/#organization"},"image":{"@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#primaryimage"},"thumbnailUrl":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png","keywords":["EFT","EFT Investing","EFTs","Exchange-Traded Fund","Exchange-Traded Fund Investing","Exchange-Traded Funds"],"articleSection":["Investments"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/","url":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/","name":"What is Exchange-Traded Fund (EFT) Investing?","isPartOf":{"@id":"https:\/\/nicholasidoko.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#primaryimage"},"image":{"@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#primaryimage"},"thumbnailUrl":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png","datePublished":"2023-04-13T12:44:47+00:00","dateModified":"2024-07-28T12:12:06+00:00","description":"An exchange-traded fund is a basket of securities that includes stocks, bonds, or other assets, and its value is based on the underlying assets it holds.","breadcrumb":{"@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#primaryimage","url":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png","contentUrl":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/04\/image-37.png","width":612,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/nicholasidoko.com\/blog\/what-is-exchange-traded-fund-eft-investing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nicholasidoko.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What is Exchange-Traded Fund (EFT) Investing?"}]},{"@type":"WebSite","@id":"https:\/\/nicholasidoko.com\/blog\/#website","url":"https:\/\/nicholasidoko.com\/blog\/","name":"Nicholas Idoko","description":"Web, App &amp; Custom Software Company","publisher":{"@id":"https:\/\/nicholasidoko.com\/blog\/#organization"},"alternateName":"Nicholas Idoko","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nicholasidoko.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/nicholasidoko.com\/blog\/#organization","name":"Nicholas Idoko","url":"https:\/\/nicholasidoko.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nicholasidoko.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2022\/03\/NIT-logo-1.jpg","contentUrl":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2022\/03\/NIT-logo-1.jpg","width":600,"height":600,"caption":"Nicholas Idoko"},"image":{"@id":"https:\/\/nicholasidoko.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/nitechnologies","https:\/\/www.instagram.com\/nitechnologies\/","https:\/\/youtube.com\/channel\/UCdJpZYQ5OkreCcmyvkGKboA"]},{"@type":"Person","@id":"https:\/\/nicholasidoko.com\/blog\/#\/schema\/person\/64cd313cdb367339e649cdb5a9cd3037","name":"Olamide Fred","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/01\/cropped-Olamide-Fred-Ahmadu-96x96.jpeg","url":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/01\/cropped-Olamide-Fred-Ahmadu-96x96.jpeg","contentUrl":"https:\/\/nicholasidoko.com\/blog\/wp-content\/uploads\/2023\/01\/cropped-Olamide-Fred-Ahmadu-96x96.jpeg","caption":"Olamide Fred"},"sameAs":["https:\/\/nicholasidoko.com"],"url":"https:\/\/nicholasidoko.com\/blog\/author\/olamide\/"}]}},"modified_by":"Joshua U. Abu","views":534,"_links":{"self":[{"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/posts\/10933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/comments?post=10933"}],"version-history":[{"count":0,"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/posts\/10933\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/media\/10939"}],"wp:attachment":[{"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/media?parent=10933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/categories?post=10933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nicholasidoko.com\/blog\/wp-json\/wp\/v2\/tags?post=10933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}